Terms & Conditions

These Terms & Conditions ("Terms") govern your use of tochukwunkwocha.com and related course offerings, content, products, and services (collectively, the "Services"). By using the Services, you agree to these Terms.

1. Eligibility and Acceptance

• You must be at least 18 years old, or use the Services with parental/guardian authorization.
• You agree to provide accurate information during enrolment and payment.
• If you do not agree with these Terms, do not use the Services.

2. Services and Course Access

• We provide educational content, live sessions, recorded content, and related course resources.
• Course structure, release schedule, and support format may evolve to improve learner outcomes.
• Access periods (for example, replay windows) are described on the applicable course sales page.

3. Pricing, Taxes, and Payment

• Prices displayed at checkout are the prices due for the selected payment method/currency.
• Payment processors (including Paystack and PayPal) handle payment execution and security.
• Where manual bank transfer is offered, enrolment is subject to manual verification of payment proof.
• Submission to pre-enrolment does not guarantee full enrolment until payment is confirmed.

4. Refunds and Cancellations

• Any specific refund terms shown on a course checkout/sales page form part of these Terms.
• Unless otherwise stated, digital course purchases are generally non-refundable once access is granted.
• Nothing in these Terms overrides mandatory consumer protection rights that apply by law.

5. Intellectual Property

• All course materials, text, videos, files, branding, and site content are owned by us or our licensors and protected by applicable intellectual property laws.
• You receive a limited, non-exclusive, non-transferable license for personal learning use only.
• You must not copy, resell, republish, distribute, record, share login access, or create derivative commercial products from course materials without prior written permission.

6. Acceptable Use

You agree not to:

• Use the Services for unlawful, fraudulent, abusive, or deceptive purposes.
• Attempt unauthorized access to systems, data, or user accounts.
• Upload malicious code or interfere with platform availability/security.
• Harass, threaten, or infringe the rights of instructors, staff, or other learners.

7. User Content and Submissions

If you submit feedback, messages, files, or other materials, you grant us a limited right to use that content for providing and improving the Services. You remain responsible for the legality and ownership of content you submit.

8. Communications

By enrolling or transacting, you agree to receive service-related communications such as enrolment updates, payment confirmations, schedule information, and access instructions. Marketing communications are managed in accordance with applicable law and opt-out controls.

9. Third-Party Services

The Services may integrate with third-party providers (including payment processors, hosting, and email/CRM tools). We are not responsible for third-party outages, policy changes, or actions outside our control.

10. Disclaimers

• Educational content is provided for information and skills development purposes.
• We do not guarantee specific business, financial, or career outcomes from course participation.
• Services are provided on an "as is" and "as available" basis to the maximum extent permitted by law.

11. Limitation of Liability

To the fullest extent permitted by law, we are not liable for indirect, incidental, consequential, special, or punitive damages, including loss of profits, data, goodwill, or opportunity, arising from or related to your use of the Services.

12. Indemnity

You agree to indemnify and hold us harmless from claims, liabilities, damages, and expenses arising from your misuse of the Services or breach of these Terms.

13. Suspension or Termination

We may suspend or terminate access where there is suspected abuse, fraud, unlawful activity, non-payment, or breach of these Terms.

14. Changes to These Terms

We may revise these Terms from time to time. Updated Terms will be posted on this page with a revised "Last updated" date. Continued use of the Services after updates means you accept the revised Terms.

15. Governing Law

These Terms are governed by applicable laws in the operating jurisdiction of the Services, subject to any mandatory consumer rights under local law.

16. Contact

For legal or terms-related questions, contact: tochukwu@sureimports.com